MSCI EAFE Index

An index that provides access to developed markets outside the United States

Objective – Capture equity performance from developed markets countries excluding the U.S. and Canada¹
Approach – Cap weighted international
Holdings – 783 large and mid cap companies
Features – Exposure to factors including value, yield and low volatility relative to a broad global index²
Ticker – MXEA

Helpful Resources

MSCI EAFE Index Overview www.msci.com/eafe

Country weights

Historical Performance

Annual Performance

Year	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Annual Return	-7.3%	-3.3%	-1.9%	21.8%	-16.1%	18.4%	5.4%	8.8%	-16.8%	15.0%

Sector breakdown

The MSCI EAFE Index is a widely recognized international equities index consisting of large companies across developed countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. The MSCI EAFE Index includes equities across a range of industries and regions, providing broad opportunities for growth.

The Nationwide Defined Protection Annuity^® 2.0 is not available in MO, NY, OR, VA, VI as of 9/13/24.

¹ Developed Markets countries in the MSCI EAFE Index include: Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Israel, Italy, Japan, the Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and the UK.

² MSCI FaCS provides absolute factor exposures relative to a broad global index – MSCI ACWI IMI. MSCI FaCS is a standard method for evaluating and reporting the Factor characteristics of equity portfolios. MSCI FaCS consists of Factor Groups (e.g. Value, Size, Momentum, Quality, Yield and Volatility) that have been extensively documented in academic literature and validated by MSCI Research as key drivers of risk and return in equity portfolios. For more information, please visit MSCI.com.

Not a deposit – Not FDIC or NCUSIF insured – Not guaranteed by the institution – Not insured by any federal government agency – May lose value

This material is not a recommendation to buy or sell a financial product or to adopt an investment strategy. Investors should discuss their specific situation with their financial professional.

This product is sold by prospectus. This material must be preceded or accompanied by the prospectus. Carefully consider the investment objectives, risks, charges and expenses. The product prospectus contains this and other important information. Investors should read them carefully before investing. To request a copy, go to nationwide.com/prospectus or call 1-800-848-6331.

Index-linked annuity contracts are complicated investments. Prospective purchasers should consult with a financial professional about the Contract’s features, benefits, risks, and fees and whether the contract is appropriate based upon his or her financial situation and objectives.

Annuities have limitations. They are long-term vehicles designed for retirement purposes. They are not intended to replace emergency funds, to be used as income for day-to-day expenses or to fund short-term savings goals. Withdrawals are subject to income tax, and withdrawals before age 59½ may be subject to a 10% early withdrawal federal tax penalty. Please read the contract for complete details.

Nationwide Defined Protection^® Annuity 2.0 is an individual single purchase payment deferred annuity with index-linked strategies issued by Nationwide Life Insurance Company, Columbus, Ohio. The general distributor is Nationwide Investment Services Corporation, Member FINRA. Please note that the Nationwide Defined Protection^® Annuity 2.0 does not directly invest in an index. The product includes index strategies which follow market performance; however, they are not actual investments in the stock market.

This Index does not include income from any dividends paid by component companies. The exclusion of dividends from an Index may lower the Index Performance, particularly over the course of time.

Guarantees and protections referenced within are subject to the claims-paying ability of Nationwide Life Insurance Company.

Neither Nationwide nor any of its affiliates are affiliated with JPMorgan nor any of its affiliates.

The products or securities referred to herein are not sponsored, endorsed, issued, sold or promoted by MSCI, and MSCI bears no liability with respect to any such products or securities or any index on which such products or securities are based. The Prospectus contains a more detailed description of the limited relationship MSCI has with Nationwide and any related products.

VAW-0273AO (9/24)